Lending Guidelines

Minimum Criteria
NO Upfront Fees

* Funding amounts: $15,000 - $45MM

* Repayment Types: daily, weekly, bi-weekly, monthly, bi-monthly

* Past defaults ok with zero balance letter

* Repayment duration: 3-84 months

* Isolated Tax liens: OK

* Past bankruptcy: OK if discharged or dismissed

* No minimum FICO score*Be in business for 1 month with verifiable revenue

* "A" Credit rate lines of credit require a 610 median fico score

* Credit pull: soft

* No cost to apply-serious businesses and consumers only

* Most loan products are UNSECURED, with the exception of equipment loans **

* No collateral required on most programs

* Full suite of over 25 financial lending products available

* Revenue and credit based products available

* Home-based, online, LLC, sole-proprietorship, and partnership: OK

* High risk: OK (Transportation, grow house, construction etc)

* Citizenship: USA (Permanent residents considered.. up to $200,000 max)

* Business must be US based

* No industry restrictions

* Loan positions we fund: 1st-7th

* DocuSign contracts available

* Available in forty-nine states

* Businesses must be viable and have some website presence

* Robust cash flow required with no credit score

* The expense (Interest or factor rate) of the loan is a tax write-off *

*Pre-Revenue start ups funded with 680 median fico score