Lending Guidelines

Minimum Criteria

■ 4 months in business

■ $25,000 revenue PER MONTH for the last 6 months

■ Max overdrawn days allowed: 7

■ 4-6 income deposits each month

■ Current 4 months of business bank statements

■ Funding amounts: $25,000 - $15,000,000

■ Repayment Types: daily, weekly, bi-weekly, monthly, bi-monthly

■ Payment types: ACH

■ Repayment duration: 3-36 month

■ Tax liens: OK

■ Past bankruptcy: OK if discharged or dismissed

■ No minimum FICO score

■ Credit pull: soft

■ No cost to apply

■ Most loan products are UNSECURED, with the exception of equipment loans **

■ No collateral required

■ Full suite of over 20 financial lending products available

■ Revenue and credit based products available

■ Home-based, online, LLC, sole-proprietorship, and partnership: OK

■ High risk: OK (Transportation, grow house, etc)

■ Citizenship: USA (Permanent residents considered.. up to $50K max)

■ Business must be US based

■ No industry restrictions

■ Loan positions we fund: 1st-6th

■ DocuSign contracts available

■ Available in all 50 states

■ Businesses must be able to handle multiple payments to us each month

■ Robust cash flow required with no credit score

■ The expense (Interest or factor rate) of the loan is a tax write-off **

**Equipment financing and advances are secured by the equipment.

**We are not tax advisors or CPA's. Talk to a CPA in your state to confirm tax status.