FAQ(Frequently Asked Questions)

Minimum Criteria
NO Upfront Fees

■ Funding amounts: $15,000 - $25MM

■ Repayment Types: daily, weekly, bi-weekly, monthly, bi-monthly

■ Past defaults ok with zero balance letter

■ Repayment duration: 3-60 months

■ Isolated Tax liens: OK

■ Past bankruptcy: OK if discharged or dismissed

■ No minimum FICO score

■ Credit pull: soft

■ No cost to apply-Serious Businesses and Consumers Only

■ Most loan products are UNSECURED, with the exception of equipment loans **

■ No collateral required

■ Full suite of over 70 financial lending products available

■ Revenue and credit based products available

■ Home-based, online, LLC, sole-proprietorship, and partnership: OK

■ High risk: OK (Transportation, grow house, construction etc)

■ Citizenship: USA (Permanent residents considered.. up to $50K max)

■ Business must be US based

■ No industry restrictions

■ Loan positions we fund: 1st-6th

■ DocuSign contracts available

■ Available in all fifty states

■ Businesses must be viable and have some website presence

■ Robust cash flow required with no credit score

■ The expense (Interest or factor rate) of the loan is a tax write-off **

**Equipment financing and advances are secured by the equipment.