About Us
We provide small and medium size business owners with access to our in-house Elite Top Tier Lending Network, which includes a full suite of financial products, including business and personal term loans, LOC's (Revolving credit lines ) specialty and luxury loans, revenue based financing, equipment, commercial loans, SBA, and many more. The principal of the firm typically pre underwrites every business loan or advance before one of our underwriters approves or denies your file. Most business firms employ "bank statement chasers" or other low level funding specialists to spin you around and then leave you with empty promises.
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Our lending process is unlike conventional bank financing. By working with our Network of elite loan products and funders, we make it easier and faster to get approved for a business loan or advance even if you've recently been denied by a bank. For more complex loan files we have a long term partner relationship with a hedge fund that's utilized for funding more difficult business loan files. (Review our funding page.)
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Our loans are designed to be closed and funded the same or next day. Banks could take an average of 2 months to review if they even underwrite it at all.
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We process, send, and email contracts via docusign, so your personal information will always be kept safe and secure.
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Your financial information is always submitted directly to our vetted funders within our private lending community, via email. No unsecured "portals," middlemen "sub-contractors" or anyone outside our closed network will ever see your application.
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Your personal information will never be sold, traded, shared or "shopped-around" to any outside individual or company, unlike the majority of our competition and almost all online lenders.
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We conduct all loan related business via the phone and email only so your financial information is always protected! Us Trust is one of the few business firms that actually carry business insurance, E& O Insurance with BiBerk, A Berkshire Hathaway Company.
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"A to F" credit programs are available if your business was challenged or impacted by Covid-19 or other hardships that caused you to fall behind.
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You can obtain conditional loan approvals with 2- 6 hours by submitting an online application on this website under the "Apply Now" tab or by downloading an application, also available in the "Apply Now" tab as well. Be honest about any defaults, because we will conduct our own due-dilligence. We fund defaults with a zero balance letter and satisfactory explanation.
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Weekly and monthly payments are available on most of our funding products if credit and/or revenue qualified. In some cases you will have a daily payment if you have a very challenged file. Why? We are "syndicating business lenders" and sometimes use our own commissions and firm revenue to fund your situation. This is on a case-by-case and state approved basis.
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You're never a number with US Trust Business Loans and our goal is to always provide the best rates, terms and white-glove customer service to our clients.
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Before and after hour appointments, weekend appointments, face-to-face meetings and video conferencing appointments are available upon request.
"Complimentary" credit repair is offered to our funded clients.