Selecting The Right Business Loan and Company. Losing Money Is A Choice.Voted Top 10 Great Rates and Terms Florida, Miami, Sep 5, 2025 (Issuewire.com) - Business lending and capital CEO.

Selecting The Right Business Loan and Company. Losing

Money Is A Choice.

Voted Top 10 Great Rates and Terms

Florida, Miami, Sep 5, 2025 (Issuewire.com) - Business lending and capital expert Us Trust

Business Loans and Alternative Capital Funding, d/b/a/ announces common mistakes entrepreneurs

make when they apply for any type of business funding. Us Trust Business Loans provides affordable

capital to qualified business owners with existing business revenue and new businesses without

revenue and may be in a start up phase.

Common Mistakes:

1.Dealing with boiler type room companies that have poor client reviews and pass themselves off as

"funding managers." They typically have not owned companies in the past and lack experience, yet

they claim to know what's best for you? You may be remiss in doing a background check. Being lazy

can only complicate your efforts.

2. Borrow the most you can without "overleveraging" yourself when your business revenues are the

most consistent. Our business lines of credit only require weekly or monthly payments on the amount

you utilize.

3. Get pressured to sign NOW! This is a big decision, and we want you to follow and understand our

playbook. You are not buying a used or new car with Us Trust Business Loans. We don't have "sales

people or loan jockey of the day type agents." Our approvals are typically valid for twelve to twenty-

four hours. We have the right capital for other business owners that are serious and we don't hold

stale money.

4. Resist being told exactly what you want to hear. In most cases, you may not know why you don't

qualify. Frankly, the person on the other end of the phone may not even call you back to take the time

and explain. That's not the case with Us Trust as we are relationship based. If you're looking for a

"funding one night stand, please call another company."

We have liberal guidelines and act as a "syndicating lender" on certain transactions where we believe

in the clients vision. Our programs, rates, and terms are very attractive and are more suited for the

serious business owner that wants to develop a long term relationship as opposed to a "one night

business funding." Most lenders in our space sell merchant cash advances, which provide the

highest commission in the business for the broker and not the client. Merchant cash advances are

suitable for certain specific situations where cash flow can be poor and inconsistent. Additionally,

typically young sales agents can "stack" you to the hilt with multiple positions and without

understanding what "holdback and factor rates" are you can quickly find yourself out of business

based on basic mathematics.

Our factor rates are typically lower than most and a majority of our firm business is based on offering

business lines of credit. Be in business for 3 months and have solid cash flow above $20,000 per

month. These lines of credit are available with weekly payments IF you have been in business less

than 2 years. Terms are from twelve to thirty-six months. Not all industries will qualify as these are

typically unsecured loans and have inherent risk. We thrive on the following fields: Healthcare,

Restaurant, Manufacturing, AI, Robotics, Certain types of construction.