Medium term loans are usually set up for 2 to 5 years and can be secured by an owned asset or what is being purchased with the loan.  The term loan can also be "unsecured." This is a lump sum of capital that you borrow from a broker or bank and repay the loan in regular monthly payments.  Banks and credit unions typically have very rigorous lending guidelines. Our firm is very flexible with credit and income qualifications. Term Loan Benefits:

*Payments on time boost your credit score.

*Allows operational cash flow to be used elsewhere. Monthly principal & interest payments. 

*This can preserve shareholder equity.

*Streamlined application to approval process.