Realize the lender can't help you create your business plan.
I see so many business owners fly by the seat of their pants when trying to grow their business. They often become overly optimistic and do not have a "redundancy" plan. If your ideas do not work, then what? What is your exit plan? What are your 6 month and 3 year goals? How do you realistically expect to achieve these goals? Whether your own financial circumstances, your industry, or the economy, shifts will impact your business and your business plan. If you are in a consolidation phase, US Trust Business Loans and Alternative Capital Funding can consolidate high interest type loans you may be paying and or you got ripped off and back doored by an unscrupulous business broker. I do not accept every loan that comes my way and only engage in responsible lending.